Earning Rs 1.5 Lakh A Month, Yet Broke: Techie's Viral Post Spotlights Financial Anxiety In Bengaluru
A tech professional shared his struggles living in Bengaluru despite earning over Rs 1.5 lakh a month. High costs, family duties, and financial insecurity make life tough.

Bengaluru, also known as the Silicon Valley, is a city where dreams and harsh realities collide. Known for housing some of the world’s biggest tech giants, it draws thousands of young professionals each year, all hoping to build successful careers in the bustling IT hub. But beneath the glamour of high salaries and corporate success lies a growing undercurrent of financial instability and emotional strain, even among those earning what would be considered comfortable incomes elsewhere.
A recent viral post on Reddit by a tech professional, known by the username “onepoint5zero," has laid bare the harsh truth of life in Bengaluru. Despite earning over Rs 1.5 lakh a month, he confessed that his life in the city feels more like a fragile balancing act than a success story. His post, shared on the Indian Workplace subreddit, quickly resonated with many young professionals, sparking a larger conversation about the cost of living and financial insecurity in urban cities.
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The tech professional revealed that he is left with just Rs 30,000-40,000 each month after paying off loan installments and supporting his family. His parents are entirely dependent on his financial support, making it impossible for him to cut back on expenses. What remains is barely enough to cover his own living costs in a city where rents and daily expenses are soaring.
He and his partner currently live in a paying guest (PG) accommodation because finding an affordable rental flat in Bengaluru has become a near-impossible task. The city’s real estate market is prohibitively expensive, leaving young professionals with limited housing options. “If I lose my job, my savings will last only three to four months," he admitted, underscoring the precariousness of his financial situation.
Inflation in Bengaluru has compounded the problem. The rising cost of food, rent, and services has made even basic living expenses a source of stress. “Good quality food and services have become so expensive that when you try to save money by choosing cheaper options, the quality drops drastically," he lamented. This constant compromise has left him feeling trapped in a cycle where financial security remains just out of reach.
What troubles him most, however, is not just the money – it’s the emotional weight of feeling like he’s standing on shaky ground. He recalled his childhood dreams of living in Bengaluru, imagining a life full of adventure and success. But today, he feels like a fragile vase that could shatter at any moment under the pressure of financial instability and the constant fear of job loss.
The emotional strain is heightened by the fact that his parents’ well-being depends entirely on him. If he stops sending them money, their survival would be at risk. This sense of responsibility, coupled with the skyrocketing cost of living, has made his once-glamourous career in Bengaluru feel more like a burden than a blessing.
His story struck a chord with many others facing similar struggles. One user commented, “Income is not wealth. It’s a sad truth. Only those with ancestral property feel secure. Everyone else has to struggle." Another added, “Welcome to adult life. Constant worry and tension about money is common."
His story highlights a broader issue confronting young professionals across the country: high salaries are no longer a guarantee of financial comfort or peace of mind. Even those earning lakhs of rupees a month find themselves grappling with debt, inflation, and the crushing weight of responsibility.
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