Alert For SBI Customers: Know What Is Reward Points Scam, How To Protect Yourself
Cybercriminals misuse APKs to distribute malware, spyware, and phishing apps, often disguised as legitimate ones.
Have you received a message asking you to download and install an APK file to redeem SBI rewards? If yes, stay vigilant and spread the word—this is a scam. Fraudsters are sending messages urging users to download a file named “SBI REWARD27..APK" under the guise of redeeming rewards from the State Bank of India.
Once installed, these malicious APK files can compromise your personal data and financial security.
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The PIB Fact Check unit has also issued a warning through social media platform X, cautioning the public about this scam and advising everyone to exercise extreme caution. It has asked the public to not download unknown files or click on such links.
“If you receive a message asking you to download an APK file to redeem SBI rewards, do not download it. Avoid clicking on unknown links or files," the X post said.
Beware ‼️Did you also receive a message asking you to download & install an APK file to redeem SBI rewards❓#PIBFactCheck
❌@TheOfficialSBI NEVER sends links or APK files over SMS/WhatsApp
✔️Never download unknown files or click on such links
🔗https://t.co/AbVtZdQ490 pic.twitter.com/oQjxjnbaWU
— PIB Fact Check (@PIBFactCheck) January 14, 2025
SBI never sends links or APK files via SMS or WhatsApp.
What Is An APK, How Cybercriminals Use APK Files for Scams?
An APK (Android Package Kit) file is the file format used to distribute and install applications on Android devices. It contains all the elements needed to run an app on an Android system, including code, resources, assets, and the app’s manifest file. APK files are similar to .exe files for Windows and .ipa files for iOS.
Cybercriminals misuse APKs to distribute malware, spyware, and phishing apps, often disguised as legitimate ones. Common scams include stealing personal data, and banking credentials, or installing ransomware and crypto hacking software.
How to Stay Safe from Malicious APK Files?
- Download Apps Only from Trusted Sources: Use the official Google Play Store or verified app stores.
- Avoid Clicking on Unknown Links: Be cautious of links sent via emails, messages, or social media.
- Check App Permissions: Avoid apps requesting excessive or irrelevant permissions.
- Install Antivirus Software: Use reliable antivirus tools to detect and block malicious APKs.
- Keep Your Device Updated: Regular updates fix vulnerabilities that hackers exploit.
- Verify APK Files: Use tools like VirusTotal to scan APKs for malware before installation.
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